In 2021, I embarked on a journey to determine if my partner and I had sufficient funds for me to retire from my job. Despite extensive research, I struggled to find a retirement roadmap that truly resonated. Although I didn't have a definitive answer, I decided to "go for it" and retired from my job of 25 years.

Upon entering retirement, I was inspired to compile information to assist others in assessing their retirement feasibility. During this period, I encountered the unique aspects of retirement, such as the shift from saving for retirement to spending in retirement.

I now have a Retirement Roadmap centered on Simplicity, Low Maintenance, and Empowerment. My approach involves evaluating clients' current retirement strategies against my Retirement Roadmap and providing tailored recommendations for improvement.

My Retirement Roadmap stretch goals include

-Taking Social Security at age 70

- Ensuring all legal documents are current, including Revocable Trust, Health Care Power of Attorney, Financial Power of Attorney, and Retirement Account Beneficiaries

- Converting qualified retirement savings to Roth

- Building a 5 to 7-year TIPS Ladder for bond allocation

- Investing in a low-cost U.S. Total Stock Market Index fund for stock allocation

- Paying off all debt, including home mortgages

- Consolidating retirement accounts into as few as possible