Find Your Advice-Only Financial Advisor!
Discover the power of unbiased financial advice with the Advice-Only Network, your one-stop destination for connecting with dedicated, certified professionals from financial planning practices across the country. Our network ensures you receive objective guidance tailored to your unique financial goals and needs.

What is Advice-Only?
Advice-Only is the Future of Financial Planning
An Advice-Only advisor provides comprehensive financial planning with transparent pricing in a fiduciary capacity at all times and aims to avoid any conflicts of interest.
- Transparent Pricing
No hidden fees from product sales, assets under management (AUM) or expensive investment funds. You’ll know exactly what you’re paying.
- Fiduciary At All Times
Advice-Only advisors are committed to act in the best interest of their clients at all times.
- Empowering Investment Advice
Advice-only advisors can give investment advice without taking custody of your account. Unlike many traditional advisors, Advice-Only advisors don't require you to move your money to them to manage.
- Reduces Conflicts of Interest
Charging only for advice reduces conflicts of interest compared to advisors who are compensated by selling products, receiving commissions, or managing assets.
Meet Our Advice-Only Advisors
Advisor Directory
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Diane Esser, CPA, CFP®, RICP®, CEPS
Direction Financial Management, LLC
Not Accepting ClientsHourly$360/hrDiane Esser works with clients approaching retirement and already retired to ensure they obtain their best return on life.
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Pre-Retirees • Retirees • Widows/Widowers
John Bell, CFP®
Free State Financial Planning
Accepting ClientsAnnual$3,000/yrOne-time$6,000Hourly$400/hrServing families with a focus on comprehensive ongoing financial planning. For those that want more limited engagements I also offer hourly/project planning.
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DIY Investors • Pre-Retirees • Retirees
Helping working families keep more of their money and reach financial independence faster.
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FIRE • Pre-Retirees • Young Professionals
Grady Moshay, Investment Advisor Representative, MBA
Emanciparé Investment Advisors, LLC
Accepting ClientsMonthly$399/moOne-time$1,499+Hourly$199/hrWhether you are a DIY'er who needs an extra pair of eyes to stress test your already developed plan or someone who desires to have a financial plan developed from scratch, I look forward to working with you to achieve your goals.
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DIY Investors • Pre-Retirees • Retirees
Chad Gammon, CFP®, MBA
Custom Fit Financial LLC
Accepting ClientsMonthly$159+/moOne-time$2,250+Hourly$180/hrChad Gammon, CFP®, founded Custom Fit Financial to provide fee-only financial planning for individuals with a net worth under $2 million.
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Pre-Retirees • Individual • Remote Workers
On a mission is to provide low-cost, conflict-free, comprehensive financial planning to everyone!
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Young Professionals • Pre-Retirees • Travelers
Jon Luskin is a fee-only, advice-only CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and fiduciary specializing in hourly advice to do-it-yourself investors.
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DIY Investors • Retirees • Pre-Retirees
I specialize in helping my fellow seniors age 60+ navigate challenges with retirement income, asset protection, safety and healthspan, and legacy planning.
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Retirees • DIY Investors • Widows/Widowers
Kelly Nilsson, CFP®, CDFA®, JD
Brava Financial
Accepting ClientsAnnual$3,500+/yrOne-time$5,000+Hourly$350/hrView Full ProfileI provide advice on an hourly, project, or ongoing basis, depending on your needs and preferences.
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