Find Your Advice-Only Financial Advisor!
Discover the power of objective financial advice with no commissions, no asset management, and no sales pressure. Welcome to the Advice-Only Network, your one-stop destination for connecting with dedicated advice-only financial planners from firms across the country. Our network connects you with advisors who aim to provide objective guidance tailored to your unique financial goals and needs -- no commissions and no assets under management. Just pure advice.

What is Advice-Only?
Advice-Only is the Future of Financial Planning
An Advice-Only advisor provides comprehensive financial planning with transparent pricing in a fiduciary capacity at all times and aims to avoid any conflicts of interest.
- Transparent Pricing
No hidden fees from product sales, assets under management (AUM) or expensive investment funds. You’ll know exactly what you’re paying.
- Fiduciary At All Times
Advice-Only advisors are committed to act in the best interest of their clients at all times.
- Empowering Investment Advice
Advice-only advisors can give investment advice without taking custody of your account. Unlike many traditional advisors, Advice-Only advisors don't require you to move your money to them to manage.
- Reduces Conflicts of Interest
Charging only for advice reduces conflicts of interest compared to advisors who are compensated by selling products, receiving commissions, or managing assets.
Are you an Advice-Only advisor?
Get listed on the directory and reach clients looking for advice‑only planners.
Are you interested in launching an Advice‑Only practice?
- Templates and compliance support
- Education and coaching
- 6 months of membership included
Meet Our Advice-Only Advisors
Advisor Directory
Advisor filters

Audrey Emerson, CFP®
Cents of Joy Financial Planning
Quarterly$750/qtrOne-time$3,000+Hourly$300/hr
Audrey Emerson, CFP®
Cents of Joy Financial Planning
Quarterly$750/qtrOne-time$3,000+Hourly$300/hrReady for a more joyful relationship with money? Hi! I’m Audrey and I help creatives, freelancers, & DIY millennials swap money anxiety for financial...
Ideal forArtists/Creatives • Newlyweds/CouplesSpecializes inBudgeting • Tax Strategies • Home Purchase
Kevin Burkle, CFP®
HCP Wealth Planning
One-time$2,400+
I am an early retirement planning expert. For a flat dollar fee, I offer one-time plans that include ongoing access to my powerful planning software.
Ideal forPre-Retirees • FIRESpecializes inTax StrategiesPre-Retirement PlanningInvestments
Desiree Kaul, CFP®, ChFC®
Kaul Financial Solutions
Monthly$200/moOne-time$750+Hourly$250/hr
Desiree Kaul, CFP®, ChFC®
Kaul Financial Solutions
Monthly$200/moOne-time$750+Hourly$250/hrFinances should be personal. I enjoy helping others find financial wellness that reflects their values and beliefs.
Ideal forVeterans/Military Personnel • Government EmployeesSpecializes inTax StrategiesSmall Business • Pre-Retirement Planning
Al Faber, CFP®, ChFC®
DIWY Financial Planning
One-time$400+Hourly$400+/hr
Holistic planning. Hourly or flat fee. Tools, support, and expert guidance on demand with no product sales or ongoing fees.
Ideal forHigh Earners ($250k - $500k) • DIY InvestorsSpecializes inEstate PlanningBudgeting • Investments
Jill Raderstorf, MBA
Aptus Financial
Monthly$193/moAnnual$1,160/yrOne-time$3,480
Jill Raderstorf is a financial planner at Aptus Financial, an advice only financial planning firm that helps people invest on their own. She is dedic...
Ideal forMedical Professionals • High Earners ($250k - $500k)Specializes inRetirement • Early Career Planning • Mid-Career Planning
Lynn Anderson, CFP®
Abundo Wealth
Monthly$189/mo
Empowering clients with clear, unbiased financial advice—because money shouldn’t be scary, boring, or stand between you and the life you actually want...
Ideal forWomen • Young ProfessionalsSpecializes inBudgeting • Employee Benefits • Tax Strategies
Jenn Steliga, CFP®, CFT™
Find Your FI
Annual$6,000/yrOne-time$2,600+
Jenn specializes in working with those who are serious about designing and achieving their version of financial independence (FI).
Ideal forFIRE • Veterans/Military PersonnelSpecializes inBudgeting • Debt & Credit • Employee Benefits
Alex Ammar, CFP®
Paradox Financial
One-time$6,000Hourly$350/hr
Advanced financial planning strategies for people who want to be Financially Independent & Retire Early in the next 10 years
Ideal forFIRE • DIY InvestorsSpecializes inInvestments • Retirement • Estate Planning
One-time$1,600+Hourly$320/hr
Not accepting clientsOne-time$1,600+Hourly$320/hrFlat project fee and hourly planner with over 30 years of industry experience. Credentials: CFA, CFP®, EA and MBA (Wharton). Specializes in advising...
Ideal forPre-Retirees • RetireesSpecializes inInvestments • Retirement • Tax Strategies
Zach Lundak, CFA, CFP®
Barrett FP
Hourly$300+/hr
I am in business because I saw too many clients that want help from an advisor, but don’t want to give up managing their investments.
Ideal forDIY Investors • Pre-RetireesSpecializes inRetirementPre-Retirement PlanningTax Strategies
Jorge Soriano, CFP®
Financial Optimist
Monthly$325+/moOne-time$3,200+Hourly$360/hr
Jorge loves to work with young families that are intentional about early retirement and tax optimization. He loves to educate and offer clarity to wha...
Ideal forFIRE • Business OwnersSpecializes inRetirement • Tax Strategies • Small Business
Zach Hidden, CFP®
Perk Planning
Hourly$340/hr
I am passionate about providing easy-to-understand financial advice by the hour. I enjoy simplifying complex situations and creating actionable plans....
Ideal forDIY Investors • Business OwnersSpecializes inRetirement • Small Business • Pre-Retirement Planning
Chris Reddick, CFP®, EA
Chris Reddick Financial Planning, LLC
Monthly$150/moHourly$200/hr
Chris Reddick helps professionals in corporate, education, and public service careers with advice-only investment, retirement, and tax planning—offeri...
Ideal forEducators • Government EmployeesSpecializes inInvestments • Tax Strategies • Retirement Life Planning
Annual$1,700/yr
Not accepting clientsAnnual$1,700/yrJim runs a flat fee, retirement-focused firm. He is the author of two books, is a published researcher, and the holder of three patents.
Ideal forRetirees • Pre-RetireesSpecializes inRetirement • Pre-Retirement Planning • Tax Strategies
Jon Luskin, CFP®
JonLuskin.com
One-time$4,695
Jon Luskin is a fee-only, advice-only CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and fiduciary specializing in hourly advice to do-it-yourself i...
Ideal forDIY Investors • RetireesSpecializes inInvestmentsRetirement • Pre-Retirement Planning
Lisa Eaton, MS, DPT
Firm Footing Financial Planning
Hourly$250+/hr
I am a financial planner passionate about providing affordable access to financial advice to all people.
Ideal forHealthcare Workers • Business OwnersSpecializes inBudgeting • Debt & Credit • Career Planning
Bill Hines, Investment Advisor Representative, Financial Planner
Emanciparé Financial Planning
Monthly$399+/moOne-time$399+Hourly$199/hr
Bill Hines, Investment Advisor Representative, Financial Planner
Emanciparé Financial Planning
Monthly$399+/moOne-time$399+Hourly$199/hrWe help clients build a lifetime financial roadmap (plan) using tools available to consumers. We teach how to maintain it and interpret the results.
Ideal forDIY Investors • FIRESpecializes inRetirementPre-Retirement PlanningRetirement Life Planning
Justin Horowitz, CFP®
Just Advising
One-time$1,800+Hourly$150/hr
Hello! I'm Justin, founder of Just Advising. My practice is for young adults and family starters who want to demystify their financial complexity.
Ideal forYoung Professionals • DIY InvestorsSpecializes inBudgetingEarly Career PlanningEmployee Benefits
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