Find Your Advice-Only Financial Advisor!
Discover the power of objective financial advice with no commissions, no asset management, and no sales pressure. Welcome to the Advice-Only Network, your one-stop destination for connecting with dedicated advice-only financial planners from firms across the country. Our network connects you with advisors who aim to provide objective guidance tailored to your unique financial goals and needs -- no commissions and no assets under management. Just pure advice.

What is Advice-Only?
Advice-Only is the Future of Financial Planning
An Advice-Only advisor provides comprehensive financial planning with transparent pricing in a fiduciary capacity at all times and aims to avoid any conflicts of interest.
- Transparent Pricing
No hidden fees from product sales, assets under management (AUM) or expensive investment funds. You’ll know exactly what you’re paying.
- Fiduciary At All Times
Advice-Only advisors are committed to act in the best interest of their clients at all times.
- Empowering Investment Advice
Advice-only advisors can give investment advice without taking custody of your account. Unlike many traditional advisors, Advice-Only advisors don't require you to move your money to them to manage.
- Reduces Conflicts of Interest
Charging only for advice reduces conflicts of interest compared to advisors who are compensated by selling products, receiving commissions, or managing assets.
Are you an Advice-Only advisor?
Get listed on the directory and reach clients looking for advice‑only planners.
Are you interested in launching an Advice‑Only practice?
- Templates and compliance support
- Education and coaching
- 6 months of membership included
Meet Our Advice-Only Advisors
Advisor Directory
Advisor filters

Mike Halper, CFP®, SE-AWMA, CDAA, CBDA
Strateon Intelligent Wealth
Monthly$500/moQuarterly$1,500/qtrAnnual$6,000/yrOne-time$7,500Hourly$375/hr
Mike Halper, CFP®, SE-AWMA, CDAA, CBDA
Strateon Intelligent Wealth
Monthly$500/moQuarterly$1,500/qtrAnnual$6,000/yrOne-time$7,500Hourly$375/hrFlat-fee fiduciary planner. Transform your complex finances into an actionable, comprehensive strategy to achieve financial independence and wealth.
Ideal forDIY Investors • High Earners ($250k - $500k)Specializes inRetirement • Tax Strategies • Estate Planning
Grady Moshay, MBA, Investor Advisor Representative, AFC®
Emanciparé Investment Advisors, LLC
One-time$1,950Hourly$199/hr
Grady Moshay, MBA, Investor Advisor Representative, AFC®
Emanciparé Investment Advisors, LLC
One-time$1,950Hourly$199/hrWhether you are a DIY'er who needs an extra pair of eyes to stress test your already developed plan or someone who desires to have a financial plan de...
Ideal forDIY Investors • Pre-RetireesSpecializes inPre-Retirement PlanningEarly Career Planning • Mid-Career Planning
Chris Maggio, RICP®
Retirement Planning Partner LLC
One-time$1,833+Hourly$150/hr
I specialize in retirement planning, earning the Retirement Income Certified Professional (RICP®) designation to provide expert guidance in this compl...
Ideal forPre-Retirees • RetireesSpecializes inRetirementInvestments • Tax Strategies
Igor Aronov, CFP®
FAR Financial
One-time$5,000+Hourly$300/hr
Expert and creative approach to helping clients and their families untangle complexity, build structure and make intentional financial decisions.
Ideal forFamilies with Children • DIY InvestorsSpecializes inMid-Career PlanningInsurance • College Savings
Scott Grissom, PhD, CFP®
Socrates Financial Planning
One-time$2,500+
I was a college professor for many years and now I teach couples how to approach retirement with confidence.
Ideal forEducators • DIY InvestorsSpecializes inPre-Retirement PlanningBudgeting • Investments
Patrick Bourbon, CFA, CFP®
Bourbon Financial Management
Monthly$500+/mo
Patrick is your personal Chief Financial Officer. His main goal is to give you the best tools possible to improve your financial decisions.
Ideal forBusiness Owners • High Net WorthSpecializes inTax Strategies • Investments • Retirement
Adam Coleman, CRPC®, AFC®, CDLP®
Nectarine
Monthly$400/moQuarterly$400/qtrAnnual$4,800/yrOne-time$3,500+Hourly$400/hr
Adam Coleman, CRPC®, AFC®, CDLP®
Nectarine
Monthly$400/moQuarterly$400/qtrAnnual$4,800/yrOne-time$3,500+Hourly$400/hrHourly fiduciary planner empowering DIY investors to take control of their money with clear, unbiased financial guidance.
Ideal forPre-Retirees • FIRESpecializes inPre-Retirement PlanningInvestments • Retirement
Justin Horowitz, CFP®
Just Advising
One-time$1,800+Hourly$150/hr
Hello! I'm Justin, founder of Just Advising. My practice is for young adults and family starters who want to demystify their financial complexity.
Ideal forYoung Professionals • DIY InvestorsSpecializes inBudgetingEarly Career PlanningEmployee Benefits
Eric Smith, CFP®
Ridge Falls Financial Planning
Hourly$250+/hr
Hello! I'm Eric. I help aspiring DIY investors to and through retirement. Fee-Only Fiduciary, Transparent Pricing, Holistic Approach.
Ideal forEducators • Non-profit professionalsSpecializes inPre-Retirement PlanningRetirement • Retirement Life Planning
Julia Lilly, CFP®, ABFP®, MBA
Ryerson Financial
One-time$4,000Hourly$250/hr
Founder of Ryerson Financial - I partner with families and individuals to bring their financial future into focus 🔎
Ideal forFamilies with Children • High Earners ($250k - $500k)Specializes inBudgeting • Investments • Tax Strategies
Megan Kiesel, CFP®
Livelihood
One-time$2,300+Hourly$175/hr
At Livelihood we work with early- and mid-career clients who are looking to balance a joyful and meaningful life with long-term financial stability.
Ideal forNon-profit professionals • Newlyweds/CouplesSpecializes inBudgeting • Retirement • Home Purchase
Monthly$189/mo
Not accepting clientsHelping working families keep more of their money and reach financial independence faster.
Ideal forFIRE • Pre-RetireesSpecializes inInvestments • Retirement • Pre-Retirement Planning
Hourly$360/hr
Not accepting clientsHourly$360/hrDiane Esser works with clients approaching retirement and already retired to ensure they obtain their best return on life.
Ideal forPre-Retirees • RetireesSpecializes inRetirement • Social Security • Pre-Retirement Planning
Jenn Steliga, CFP®, CFT™
Find Your FI
Annual$6,000/yrOne-time$2,600+
Jenn specializes in working with those who are serious about designing and achieving their version of financial independence (FI).
Ideal forFIRE • Veterans/Military PersonnelSpecializes inBudgeting • Debt & Credit • Employee Benefits
Shannon Fleener, CFP®
Sage Financial
Monthly$200+/moQuarterly$600+/qtrAnnual$2,400+/yrOne-time$2,000+Hourly$300+/hr
Shannon Fleener, CFP®
Sage Financial
Monthly$200+/moQuarterly$600+/qtrAnnual$2,400+/yrOne-time$2,000+Hourly$300+/hrI serve progressive professionals and values-based investors who want to achieve financial freedom while supporting their communities.
Ideal forFIRE • DIY InvestorsSpecializes inInvestments • Home Purchase • Pre-Retirement Planning
Andrew Kleinberg, CFP®, CFA
Grand Central Financial Planning
One-time$3,250Hourly$400/hr
Investment advice and financial planning for those seeking professional, objective service by a Fiduciary with no ongoing fees or obligations.
Ideal forFamilies with Children • IndividualSpecializes inInvestments • Tax Strategies • Employee Benefits
Keith Hensley, CFP®
Florida Financial Planning
Quarterly$1,500+/qtrOne-time$5,000+Hourly$300/hr
Keith Hensley, CFP®
Florida Financial Planning
Quarterly$1,500+/qtrOne-time$5,000+Hourly$300/hrI help pre-retirees and retirees make informed financial choices by building/updating a plan that is clear and actionable. I have a very transparent...
Ideal forPre-Retirees • RetireesSpecializes inRetirement • Social Security • Pre-Retirement Planning
Kelly Nilsson, CFP®, CDFA®, JD
Brava Financial
Annual$3,500+/yrOne-time$5,000+Hourly$350/hr
Kelly Nilsson, CFP®, CDFA®, JD
Brava Financial
Annual$3,500+/yrOne-time$5,000+Hourly$350/hrI provide advice on an hourly, project, or ongoing basis, depending on your needs and preferences.
Specializes inInvestments • Estate Planning • Tax Strategies
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