Find Your Advice-Only Financial Advisor!

Discover the power of objective financial advice with no commissions, no asset management, and no sales pressure. Welcome to the Advice-Only Network, your one-stop destination for connecting with dedicated advice-only financial planners from firms across the country. Our network connects you with advisors who aim to provide objective guidance tailored to your unique financial goals and needs -- no commissions and no assets under management. Just pure advice.

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What is Advice-Only?

Advice-Only is the Future of Financial Planning

An Advice-Only advisor provides comprehensive financial planning with transparent pricing in a fiduciary capacity at all times and aims to avoid any conflicts of interest.

Transparent Pricing

No hidden fees from product sales, assets under management (AUM) or expensive investment funds. You’ll know exactly what you’re paying.

Fiduciary At All Times

Advice-Only advisors are committed to act in the best interest of their clients at all times.

Empowering Investment Advice

Advice-only advisors can give investment advice without taking custody of your account. Unlike many traditional advisors, Advice-Only advisors don't require you to move your money to them to manage.

Reduces Conflicts of Interest

Charging only for advice reduces conflicts of interest compared to advisors who are compensated by selling products, receiving commissions, or managing assets.

Are you an Advice-Only advisor?

Get listed on the directory and reach clients looking for advice‑only planners.

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Are you interested in launching an Advice‑Only practice?

Templates and compliance support
Education and coaching
6 months of membership included

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Meet Our Advice-Only Advisors

Advisor Directory

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Chris Maggio, RICP®
Retirement Planning Partner LLC
One-time$1,833+
Hourly$150/hr
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Chris Maggio, RICP®
Retirement Planning Partner LLC
One-time$1,833+
Hourly$150/hr
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I specialize in retirement planning, earning the Retirement Income Certified Professional (RICP®) designation to provide expert guidance in this compl...
Ideal for
Pre-Retirees • Retirees
Specializes in
Retirement
Investments • Tax Strategies
Desiree Kaul, CFP®, ChFC®
Kaul Financial Solutions
Monthly$200/mo
One-time$750+
Hourly$250/hr
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Desiree Kaul, CFP®, ChFC®
Kaul Financial Solutions
Monthly$200/mo
One-time$750+
Hourly$250/hr
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Finances should be personal. I enjoy helping others find financial wellness that reflects their values and beliefs.
Ideal for
Veterans/Military Personnel • Government Employees
Specializes in
Tax Strategies
Small Business • Pre-Retirement Planning
Shannon Fleener, CFP®
Sage Financial
Monthly$200+/mo
Quarterly$600+/qtr
Annual$2,400+/yr
One-time$2,000+
Hourly$300+/hr
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Shannon Fleener, CFP®
Sage Financial
Monthly$200+/mo
Quarterly$600+/qtr
Annual$2,400+/yr
One-time$2,000+
Hourly$300+/hr
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I serve progressive professionals and values-based investors who want to achieve financial freedom while supporting their communities.
Ideal for
FIRE • DIY Investors
Specializes in
Investments • Home Purchase • Pre-Retirement Planning
Sara Young, CFP®
Live and Give Financial
Annual$3,600+/yr
One-time$4,500
Hourly$350/hr
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Sara Young, CFP®
Live and Give Financial
Annual$3,600+/yr
One-time$4,500
Hourly$350/hr
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I guide physicians and healthcare professionals with tax-smart, values-centered planning built through open, collaborative conversations.
Ideal for
Medical Professionals • Healthcare Workers
Specializes in
Tax Strategies
Pre-Retirement Planning • College Savings
Kevin Lam, CFP®, CPRS™
Age Wisely Financial
One-time$720+
Hourly$360/hr
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Kevin Lam, CFP®, CPRS™
Age Wisely Financial
One-time$720+
Hourly$360/hr
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I specialize in helping my fellow seniors age 60+ navigate challenges with retirement income, asset protection, safety, health, and legacy planning.
Ideal for
Retirees • Pre-Retirees
Specializes in
Retirement
Retirement Life Planning
Pre-Retirement Planning
Kate Wilusz, CFP®
Fiat Lux Financial Planning
One-time$6,000+
Hourly$400/hr
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Kate Wilusz, CFP®
Fiat Lux Financial Planning
One-time$6,000+
Hourly$400/hr
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Kate has over twenty years of experience with financial planning, investment management, equity compensation, real estate and business management.
Ideal for
Women • Female Breadwinner
Specializes in
Investments • Insurance • Tax Strategies
Justin Horowitz, CFP®
Just Advising
One-time$1,800+
Hourly$150/hr
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Justin Horowitz, CFP®
Just Advising
One-time$1,800+
Hourly$150/hr
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Hello! I'm Justin, founder of Just Advising. My practice is for young adults and family starters who want to demystify their financial complexity.
Ideal for
Young Professionals • DIY Investors
Specializes in
Budgeting
Early Career Planning
Employee Benefits
Chris Williams, CPA
Inceptive Financial
Monthly$125/mo
Quarterly$225/qtr
Annual$525/yr
One-time$695+
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Chris Williams, CPA
Inceptive Financial
Monthly$125/mo
Quarterly$225/qtr
Annual$525/yr
One-time$695+
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I am the founder of Inceptive Financial and the solo planner; specializing in preparing comprehensive financial plans for a fixed fee.
Ideal for
High Earners ($250k - $500k) • Families with Children
Specializes in
Pre-Retirement Planning
Investments • College Savings
Rose Zealand, CFP®, CeFT®, End of Life Doula
Golden Thread Collaborative, LLC
Hourly$400/hr
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Rose Zealand, CFP®, CeFT®, End of Life Doula
Golden Thread Collaborative, LLC
Hourly$400/hr
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Advice-only CFP®, CeFT®, and End-of-Life Doula in Colorado helping clients navigate serious diagnosis, estate planning & financial decisions.
Ideal for
Pre-Retirees • Young Professionals
Specializes in
Budgeting • Estate Planning • Insurance
Kelly Nilsson, CFP®, CDFA®, JD
Brava Financial
Annual$3,500+/yr
One-time$5,000+
Hourly$350/hr
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Kelly Nilsson, CFP®, CDFA®, JD
Brava Financial
Annual$3,500+/yr
One-time$5,000+
Hourly$350/hr
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I provide advice on an hourly, project, or ongoing basis, depending on your needs and preferences.
Specializes in
Investments • Estate Planning • Tax Strategies
Al Faber, CFP®, ChFC®
DIWY Financial Planning
One-time$400+
Hourly$400+/hr
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Al Faber, CFP®, ChFC®
DIWY Financial Planning
One-time$400+
Hourly$400+/hr
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Holistic planning. Hourly or flat fee. Tools, support, and expert guidance on demand with no product sales or ongoing fees.
Ideal for
High Earners ($250k - $500k) • DIY Investors
Specializes in
Estate Planning
Budgeting • Investments
Audrey Emerson, CFP®
Cents of Joy Financial Planning
Quarterly$750/qtr
One-time$3,000+
Hourly$300/hr
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Audrey Emerson, CFP®
Cents of Joy Financial Planning
Quarterly$750/qtr
One-time$3,000+
Hourly$300/hr
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Ready for a more joyful relationship with money? Hi! I’m Audrey and I help creatives, freelancers, & DIY millennials swap money anxiety for financial...
Ideal for
Artists/Creatives • Newlyweds/Couples
Specializes in
Budgeting • Tax Strategies • Home Purchase
Linda Rapisardo, CFP®
Canela Wealth
Monthly$300+/mo
Annual$3,600+/yr
One-time$2,500+
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Linda Rapisardo, CFP®
Canela Wealth
Monthly$300+/mo
Annual$3,600+/yr
One-time$2,500+
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I help first-gen professionals stop guessing and start building real financial confidence and wealth.
Ideal for
Families with Children • Young Professionals
Specializes in
Budgeting • Employee Benefits • Investments
Daryoosh Khalilollahi, CFP, RIA, MBA, MSEE
DABK Financial Planning Services
Hourly$250/hr
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Daryoosh Khalilollahi, CFP, RIA, MBA, MSEE
DABK Financial Planning Services
Hourly$250/hr
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My mission is to make individuals and families establish a clear financial path for reaching their lifetime goals and help them avoid mistakes in the...
Ideal for
FIRE • Business Owners
Specializes in
Investments • Retirement • Tax Strategies
Brian Rhoads, CFA, EA
Checkpoint Financial Planning, LLC
One-time$3,000
Hourly$375/hr
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Brian Rhoads, CFA, EA
Checkpoint Financial Planning, LLC
One-time$3,000
Hourly$375/hr
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I support Validators and DIYers with financial advice at personal checkpoints. Advice only, and only when needed.
Ideal for
DIY Investors • FIRE
Specializes in
Investments • Insurance • Tax Strategies
Aubrey Williams, MS, MBA
Open Path Financial, LLC
Hourly$385/hr
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Aubrey Williams, MS, MBA
Open Path Financial, LLC
Hourly$385/hr
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Hi, I'm Aubrey and I'm here to help. Advice-only, fee-only, fiduciary 100% of the time, on the hourly model for FI/RE clients with ADHD/neurodiversity...
Ideal for
LGBTQ+ • FIRE
Specializes in
Tax Strategies • Small Business • Retirement Life Planning
Lynn Anderson, CFP®
Abundo Wealth
Monthly$189/mo
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Lynn Anderson, CFP®
Abundo Wealth
Monthly$189/mo
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Empowering clients with clear, unbiased financial advice—because money shouldn’t be scary, boring, or stand between you and the life you actually want...
Ideal for
Women • Young Professionals
Specializes in
Budgeting • Employee Benefits • Tax Strategies
Joe Conklin Shure, CFP®, EA
Conklin Shure Financial
Monthly$320+/mo
One-time$3,200+
Hourly$325/hr
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Joe Conklin Shure, CFP®, EA
Conklin Shure Financial
Monthly$320+/mo
One-time$3,200+
Hourly$325/hr
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Values-driven CFP® helping you align money with life—let’s navigate this late-capitalist hellscape together 🔥
Ideal for
Technology Professionals • Non-profit professionals
Specializes in
Budgeting
Career Planning • Tax Strategies