Paulo Lopes

Hi, I’m Paulo Lopes, an attorney turned financial planner. I started Woodmont Financial Partners for people who want clear, thoughtful advice without sales pressure or unnecessary complexity.

Many of the people I work with are DIY investors, high earners, and business owners who want a second set of eyes, a practical plan, and advice they can actually use in real life.

--

WHAT WE WORK ON

• Tax planning: multi-year tax strategy, “what should I do this year?” decisions, withholding, estimated taxes, and Roth conversion planning.

• Stock options and equity compensation: RSUs, stock options, ISOs, NSOs, ESPPs, vesting and exercise decisions, tax withholding, estimated taxes, and how equity compensation fits into your bigger financial picture.

• Retirement planning: work-optional planning, cash flow, Social Security timing, and building a strategy for spending in retirement.

• Estate planning coordination: reviewing beneficiaries, helping you think through trusts, POAs, and guardianship issues with your attorney, and making tax-aware planning decisions.

• Investments: portfolio guidance for DIY investors, asset allocation, tax-efficient investing, rebalancing, and help deciding what belongs where.

• Small business and real estate decisions: planning around taxes and cash flow, along with business structure and compensation questions to discuss with your CPA or attorney.

--

HOW WE WORK TOGETHER

We meet virtually, and in person when it makes sense. You can implement the plan yourself, or we can continue working together as life changes. We start with a short intro call, and if it feels like a fit, I’ll outline the scope and next steps in plain English.

Based in Arizona, working with clients nationwide.

My goal is simple: to give you objective, tax-aware financial planning so you can make confident decisions, stay in control, and build a life that fits you.

I value clarity, transparency, fiduciary responsibility, and practicality. Your financial plan should help you move forward, not sit in a folder unread.

For over twenty years, friends and family have come to me with financial and estate planning questions. I became a financial planner because too many people make major decisions with incomplete information, or with advice that is tied to selling a product.

Serving on my employer’s retirement plan committee showed me how much better things can be when fees are lower and investment options are designed around people instead of products.

Woodmont Financial Partners is the firm I wish had existed back then: advice-only financial planning, billed hourly or as a flat fee, with no commissions, product sales, or AUM fees.