Phillip Durbin

Phillip Durbin is the founder of Generational Wealth Development, an advice-only financial planning firm dedicated to helping everyday Americans make confident financial decisions.

Before becoming a financial planner, Phillip worked in banking and agricultural lending, managing more than $70 million in loans while helping families, farmers, and business owners navigate important financial decisions. His experience showed him that many hardworking people struggle to find objective financial advice that isn't tied to commissions, product sales, or investment management.

Today, Phillip works with working families, teachers, coaches, public employees, rural Americans, DIY investors, and individuals preparing for retirement. As an advice-only financial planner, he provides personalized financial guidance without managing investments or selling financial products.

Phillip believes financial planning should be accessible to everyone—not just those with large investment portfolios. His mission is to help everyday Americans build confidence in their finances through practical advice, transparent pricing, and a fiduciary commitment to always put clients first.

Our mission is to help everyday Americans build wealth, reduce financial stress, and make confident financial decisions through transparent, advice-only financial planning.

## Why I Became a Financial Planner

I didn't become a financial planner because I grew up wealthy or because I had all the answers.

Like many Americans, I spent part of my early adult life trying to figure out money. When I pulled out an old balance sheet from my mid-20s, my net worth was approximately negative $34,000. Between student loans, everyday expenses, and financial uncertainty, I understood firsthand how stressful money can be.

As my wife and I worked to improve our financial situation, I became fascinated by personal finance and the impact that good financial decisions can have on a family's future.

Before becoming a financial planner, I worked in banking and agricultural lending, helping individuals, families, farmers, and business owners navigate important financial decisions. During that time, I saw how difficult it was for many hardworking people to find objective financial advice. Too often, advice was tied to product sales, commissions, or investment management.

I became a financial planner because I wanted to help people make informed financial decisions without hidden agendas or conflicts of interest.

That's why I built Generational Wealth Development as an advice-only financial planning firm.

My mission is simple: help everyday Americans build wealth, reduce financial stress, and make confident financial decisions through honest, practical financial advice.