Desiree Kaul is a CERTIFIED FINANCIAL PLANNER, Chartered Financial Consultant (ChFC®), Chartered Special Needs Consultant (ChSNC®), Military Qualified Financial Planner (MQFP®), and an Accredited Financial Counselor (AFC®). She has extensive experience in financial counseling, planning, and education, including previous work as a Personal Financial Counselor for Zeiders, Inc., where she educated service members on various financial topics.

As a Master Financial Educator and Coach with the Virginia Cooperative Extension, she provided one-on-one counseling to economically vulnerable individuals and offered classroom instruction on a variety of financial topics to help clients achieve financial stability. Desiree has also worked with Junior Achievement (JA) of Greater Washington, Northern California, and the Space Coast, teaching financial literacy concepts to grades K-12.

She served as a Professional Tax Preparer for H&R Block, completing personal tax returns and providing tax planning advice. More recently, she was a Paraplanner/Associate Advisor at MainStreet Financial Planning, a virtual fee-only financial planning firm, helping clients achieve their financial goals. Currently, she is a Financial Wellness Advisor for Plancorp, LLC, where she provides holistic financial planning and advice to clients as part of a workplace benefit program in conjunction with BrightPlan.

In 2024, Desiree launched her own private practice, Kaul Financial Solutions, offering tax preparation, tax planning, and hourly financial advice. She is the spouse of a Retired Army Veteran and currently resides in Satellite Beach, Florida.